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<rss version="2.0"><channel><title>The SME Ledger</title><link>https://sme-ledger.pages.dev/</link><description>Plain-English guides for UK small businesses: business finance, property finance, marketing and the deadlines and admin of running a company.</description><language>en-gb</language>
<item><title>UK Limited Company Tax and Filing Deadlines Explained</title><link>https://sme-ledger.pages.dev/running-a-business/limited-company-tax-filing-deadlines/</link><guid>https://sme-ledger.pages.dev/running-a-business/limited-company-tax-filing-deadlines/</guid><pubDate>Thu, 22 Oct 2026 09:00:00 +0000</pubDate><description>Key deadlines for a UK limited company: annual accounts, confirmation statement, Corporation Tax payment and return, VAT, and penalties for missing them.</description></item>
<item><title>Types of Business Finance for UK SMEs Compared</title><link>https://sme-ledger.pages.dev/business-finance/business-finance-types-compared/</link><guid>https://sme-ledger.pages.dev/business-finance/business-finance-types-compared/</guid><pubDate>Thu, 22 Oct 2026 09:00:00 +0000</pubDate><description>Term loans, overdrafts, asset finance, invoice finance and revolving credit compared in plain English, so UK SMEs can match the right finance to each need.</description></item>
<item><title>Time Off for Medical and Dental Appointments: Employer Guide</title><link>https://sme-ledger.pages.dev/running-a-business/time-off-medical-dental-appointments-employers/</link><guid>https://sme-ledger.pages.dev/running-a-business/time-off-medical-dental-appointments-employers/</guid><pubDate>Thu, 22 Oct 2026 09:00:00 +0000</pubDate><description>What employers must and need not allow for medical and dental appointments: no general right to paid time off, antenatal rules, and a policy checklist.</description></item>
<item><title>Stamp Duty on Commercial and Mixed-Use Property in England</title><link>https://sme-ledger.pages.dev/property-finance/stamp-duty-commercial-mixed-use-property/</link><guid>https://sme-ledger.pages.dev/property-finance/stamp-duty-commercial-mixed-use-property/</guid><pubDate>Thu, 22 Oct 2026 09:00:00 +0000</pubDate><description>How Stamp Duty Land Tax works on non-residential and mixed-use property in England: rates and bands, leases, what counts as commercial, and when tax is due.</description></item>
<item><title>How to Set Up and Optimise a Google Business Profile</title><link>https://sme-ledger.pages.dev/marketing-growth/google-business-profile-setup-guide/</link><guid>https://sme-ledger.pages.dev/marketing-growth/google-business-profile-setup-guide/</guid><pubDate>Thu, 22 Oct 2026 09:00:00 +0000</pubDate><description>A practical guide for UK local businesses to set up, verify and optimise a Google Business Profile, from categories and hours to reviews, photos and posts.</description></item>
<item><title>Dental Benefits for Staff: A Guide for Small UK Employers</title><link>https://sme-ledger.pages.dev/running-a-business/dental-benefits-small-employer-uk/</link><guid>https://sme-ledger.pages.dev/running-a-business/dental-benefits-small-employer-uk/</guid><pubDate>Thu, 22 Oct 2026 09:00:00 +0000</pubDate><description>Dental insurance, cash plans or practice membership plans for staff: how they differ, how HMRC treats them as a benefit in kind, and P11D deadlines to note.</description></item>
<item><title>Bridging Loan LTV Explained: Gross vs Net and Valuations</title><link>https://sme-ledger.pages.dev/property-finance/bridging-loan-ltv-explained/</link><guid>https://sme-ledger.pages.dev/property-finance/bridging-loan-ltv-explained/</guid><pubDate>Thu, 22 Oct 2026 09:00:00 +0000</pubDate><description>How loan-to-value works on a bridging loan: gross vs net LTV, why the valuation can differ from the price, and what to check before relying on a figure.</description></item>
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